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CybridApiBank - the Ruby gem for the Cybrid Bank API

Cybrid API documentation

Welcome to Cybrid, an all-in-one crypto platform that enables you to easily build and launch white-label crypto products or services.

In these documents, you'll find details on how our REST API operates and generally how our platform functions.

If you're looking for our UI SDK Widgets for Web or Mobile (iOS/Android), generated API clients, or demo applications, head over to our Github repo.

💡 We recommend bookmarking the Cybrid LinkTree which contains many helpful links to platform resources.

Getting Started

This is Cybrid's public interactive API documentation, which allows you to fully test our APIs. If you'd like to use a different tool to exercise our APIs, you can download the Open API 3.0 yaml for import.

If you're new to our APIs and the Cybrid Platform, follow the below guides to get set up and familiar with the platform:

  1. Understanding the Platform
  2. Getting Started in the Cybrid Sandbox
  3. Getting Ready for Trading
  4. Running the Web Demo App (or, alternatively, Testing with Hosted Web Demo App)

In Getting Started in the Cybrid Sandbox, we walk you through how to use the Cybrid Sandbox to create a test bank and generate API keys. In Getting Ready for Trading, we walk through creating customers, customer identities, accounts, as well as executing quotes and trades.

If you've already run through the first two guides, you can follow the Running the Web Demo App guide to test our web SDK with your sandbox bank and customer.

Working with the Cybrid Platform

There are three primary ways you can interact with the Cybrid platform:

  1. Directly via our RESTful API (this documentation)
  2. Using our API clients available in a variety of languages (Angular, Java, Kotlin, Python, Ruby, Swift or Typescript)
  3. Integrating a platform specific SDK (Web, Android, iOS)

Our complete set of APIs allows you to manage resources across three distinct areas: your Organization, your Banks and your Identities. For most of your testing and interaction you'll be using the Bank API, which is where the majority of APIs reside.

The complete set of APIs can be found on the following pages:

API Description
Organization API APIs to manage organizations
Bank API APIs to manage banks (and all downstream customer activity)
Identities API APIs to manage organization and bank identities

For questions please contact Support at any time for assistance, or contact the Product Team for product suggestions.

Authenticating with the API

The Cybrid Platform uses OAuth 2.0 Bearer Tokens to authenticate requests to the platform. Credentials to create Organization and Bank tokens can be generated via the Cybrid Sandbox. Access tokens can be generated for a Customer as well via the Cybrid IdP as well.

An Organization access token applies broadly to the whole Organization and all of its Banks, whereas, a Bank access token is specific to an individual Bank. Customer tokens, similarly, are scoped to a specific customer in a bank.

Both Organization and Bank tokens can be created using the OAuth Client Credential Grant flow. Each Organization and Bank has its own unique Client ID and Secret that allows for machine-to-machine authentication.

A Bank can then generate Customer access tokens via API using our Identities API.

<font color="orange">⚠️ Never share your Client ID or Secret publicly or in your source code repository.

Your Client ID and Secret can be exchanged for a time-limited Bearer Token by interacting with the Cybrid Identity Provider or through interacting with the Authorize button in this document.

The following curl command can be used to quickly generate a Bearer Token for use in testing the API or demo applications.

# Example request when using Bank credentials
curl -X POST -d '{
    \"grant_type\": \"client_credentials\",
    \"client_id\": \"<Your Client ID>\",
    \"client_secret\": \"<Your Secret>\",
    \"scope\": \"banks:read banks:write bank_applications:execute accounts:read accounts:execute customers:read customers:write customers:execute prices:read quotes:execute quotes:read trades:execute trades:read transfers:execute transfers:read rewards:execute rewards:read external_bank_accounts:read external_bank_accounts:write external_bank_accounts:execute external_wallets:read external_wallets:execute workflows:read workflows:execute deposit_addresses:read deposit_addresses:execute\"
  }' -H \"Content-Type: application/json\"

# When using Organization credentials set `scope` to 'organizations:read organizations:write organization_applications:execute banks:read banks:write banks:execute bank_applications:execute users:read users:execute customers:read accounts:read prices:read quotes:execute quotes:read trades:execute trades:read transfers:read transfers:execute external_bank_accounts:read external_wallets:read workflows:read deposit_addresses:read'

<font color="orange">⚠️ Note: The above curl will create a bearer token with full scope access. Delete scopes if you'd like to restrict access.

Authentication Scopes

The Cybrid platform supports the use of scopes to control the level of access a token is limited to. Scopes do not grant access to resources; instead, they provide limits, in support of the least privilege principal.

The following scopes are available on the platform and can be requested when generating either an Organization, Bank or Customer token. Generally speaking, the Read scope is required to read and list resources, the Write scope is required to update a resource and the Execute scope is required to create a resource.

Resource Read scope (Token Type) Write scope (Token Type) Execute scope (Token Type)
Account accounts:read (Organization, Bank, Customer) accounts:execute (Bank, Customer)
Bank banks:read (Organization, Bank) banks:write (Organization, Bank) banks:execute (Organization)
Customer customers:read (Organization, Bank, Customer) customers:write (Bank, Customer) customers:execute (Bank)
Deposit Address deposit_addresses:read (Organization, Bank, Customer) deposit_addresses:write (Bank, Customer) deposit_addresses:execute (Bank, Customer)
External Bank Account external_bank_accounts:read (Organization, Bank, Customer) external_bank_accounts:write (Bank, Customer) external_bank_accounts:execute (Bank, Customer)
External Wallet external_wallet:read (Organization, Bank, Customer) external_wallet:execute (Bank, Customer)
Organization organizations:read (Organization) organizations:write (Organization)
User users:read (Organization) users:execute (Organization)
Price prices:read (Bank, Customer)
Quote quotes:read (Organization, Bank, Customer) quotes:execute (Organization, Bank, Customer)
Trade trades:read (Organization, Bank, Customer) trades:execute (Organization, Bank, Customer)
Transfer transfers:read (Organization, Bank, Customer) transfers:execute (Organization, Bank, Customer)
Workflow workflows:read (Organization, Bank, Customer) workflows:execute (Bank, Customer)

Available Endpoints

The available APIs for the Identity, Organization and Bank API services are listed below:

API Service Model API Endpoint Path Description
Identity Bank /api/bank_applications Create and list banks
Identity CustomerToken /api/customer_tokens Create customer JWT access tokens
Identity Organization /api/organization_applications Create and list organizations
Identity Organization /api/users Create and list organization users
Organization Organization /api/organizations APIs to retrieve and update organization name
Bank Account /api/accounts Create and list accounts, which hold a specific asset for a customers
Bank Asset /api/assets Get a list of assets supported by the platform (ex: BTC, ETH)
Bank Bank /api/banks Create, update and list banks, the parent to customers, accounts, etc
Bank Customer /api/customers Create and list customers
Bank DepositAddress /api/deposit_addresses Create, get and list deposit addresses
Bank ExternalBankAccount /api/external_bank_accounts Create, get and list external bank accounts, which connect customer bank accounts to the platform
Bank ExternalWallet /api/external_wallets Create, get, list and delete external wallets, which connect customer wallets to the platform
Bank IdentityVerification /api/identity_verifications Create and list identity verifications, which are performed on customers for KYC
Bank Price /api/prices Get the current prices for assets on the platform
Bank Quote /api/quotes Create and list quotes, which are required to execute trades
Bank Symbol /api/symbols Get a list of symbols supported for trade (ex: BTC-USD)
Bank Trade /api/trades Create and list trades, which buy or sell cryptocurrency
Bank Transfer /api/transfers Create, get and list transfers (e.g., funding, book)
Bank Workflow /api/workflows Create, get and list workflows

Understanding Object Models & Endpoints


An Organization is meant to represent the organization partnering with Cybrid to use our platform.

An Organization typically does not directly interact with customers. Instead, an Organization has one or more banks, which encompass the financial service offerings of the platform.


A Bank is owned by an Organization and can be thought of as an environment or container for customers and product offerings. Banks are created in either Sandbox or Production mode, where Sandbox is the environment that you would test, prototype and build in prior to moving to Production.

An Organization can have multiple banks, in either Sandbox or Production environments. A Sandbox Bank will be backed by stubbed data and process flows. For instance, funding source transfer processes as well as trades will be simulated rather than performed, however asset prices are representative of real-world values. You have an unlimited amount of simulated fiat currency for testing purposes.


Customers represent your banking users on the platform. At present, we offer support for Individuals as Customers.

Customers must be verified (i.e., KYC'd) in our system before they can play any part on the platform, which means they must have an associated and a passing Identity Verification. See the Identity Verifications section for more details on how a customer can be verified.

Customers must also have an Account to be able to transact, in the desired asset class. See the Accounts APIs for more details on setting up accounts for the customer.

This SDK is automatically generated by the OpenAPI Generator project:

  • API version: v0.94.49
  • Package version: 0.94.49
  • Build package: org.openapitools.codegen.languages.RubyClientCodegen


Build a gem

To build the Ruby code into a gem:

gem build cybrid_api_bank_ruby.gemspec

Then either install the gem locally:

gem install ./cybrid_api_bank_ruby-0.94.49.gem

(for development, run gem install --dev ./cybrid_api_bank_ruby-0.94.49.gem to install the development dependencies)

or publish the gem to a gem hosting service, e.g. RubyGems.

Finally add this to the Gemfile:

gem 'cybrid_api_bank_ruby', '~> 0.94.49'

Install from Git

If the Ruby gem is hosted at a git repository:, then add the following in the Gemfile:

gem 'cybrid_api_bank_ruby', :git => ''

Include the Ruby code directly

Include the Ruby code directly using -I as follows:

ruby -Ilib script.rb

Getting Started

Please follow the installation procedure and then run the following code:

# Load the gem
require 'cybrid_api_bank_ruby'

# Setup authorization
CybridApiBank.configure do |config|
  # Configure Bearer authorization (JWT): BearerAuth
  config.access_token = 'YOUR_BEARER_TOKEN'

  # Configure OAuth2 access token for authorization: oauth2
  config.access_token = 'YOUR ACCESS TOKEN'

api_instance =
post_account_bank_model ={type: 'trading', asset: 'asset_example', name: 'name_example'}) # PostAccountBankModel | 

  #Create Account
  result = api_instance.create_account(post_account_bank_model)
  p result
rescue CybridApiBank::ApiError => e
  puts "Exception when calling AccountsBankApi->create_account: #{e}"

Documentation for API Endpoints

All URIs are relative to

Class Method HTTP request Description
CybridApiBank::AccountsBankApi create_account POST /api/accounts Create Account
CybridApiBank::AccountsBankApi get_account GET /api/accounts/{account_guid} Get Account
CybridApiBank::AccountsBankApi list_accounts GET /api/accounts List Accounts
CybridApiBank::AssetsBankApi list_assets GET /api/assets Get assets list
CybridApiBank::BanksBankApi create_bank POST /api/banks Create Bank
CybridApiBank::BanksBankApi get_bank GET /api/banks/{bank_guid} Get Bank
CybridApiBank::BanksBankApi list_banks GET /api/banks Get banks list
CybridApiBank::BanksBankApi update_bank PATCH /api/banks/{bank_guid} Patch Bank
CybridApiBank::CustomersBankApi create_customer POST /api/customers Create Customer
CybridApiBank::CustomersBankApi get_customer GET /api/customers/{customer_guid} Get Customer
CybridApiBank::CustomersBankApi list_customers GET /api/customers Get customers list
CybridApiBank::DepositAddressesBankApi create_deposit_address POST /api/deposit_addresses Create Deposit Address
CybridApiBank::DepositAddressesBankApi get_deposit_address GET /api/deposit_addresses/{deposit_address_guid} Get Deposit Address
CybridApiBank::DepositAddressesBankApi list_deposit_addresses GET /api/deposit_addresses List Deposit Addresses
CybridApiBank::ExternalBankAccountsBankApi create_external_bank_account POST /api/external_bank_accounts Create ExternalBankAccount
CybridApiBank::ExternalBankAccountsBankApi delete_external_bank_account DELETE /api/external_bank_accounts/{external_bank_account_guid} Delete External Bank Account
CybridApiBank::ExternalBankAccountsBankApi get_external_bank_account GET /api/external_bank_accounts/{external_bank_account_guid} Get External Bank Account
CybridApiBank::ExternalBankAccountsBankApi list_external_bank_accounts GET /api/external_bank_accounts Get external bank accounts list
CybridApiBank::ExternalBankAccountsBankApi patch_external_bank_account PATCH /api/external_bank_accounts/{external_bank_account_guid} Patch ExternalBankAccount
CybridApiBank::ExternalWalletsBankApi create_external_wallet POST /api/external_wallets Create ExternalWallet
CybridApiBank::ExternalWalletsBankApi delete_external_wallet DELETE /api/external_wallets/{external_wallet_guid} Delete External Wallet
CybridApiBank::ExternalWalletsBankApi get_external_wallet GET /api/external_wallets/{external_wallet_guid} Get External Wallet
CybridApiBank::ExternalWalletsBankApi list_external_wallets GET /api/external_wallets Get external wallets list
CybridApiBank::IdentityVerificationsBankApi create_identity_verification POST /api/identity_verifications Create Identity Verification
CybridApiBank::IdentityVerificationsBankApi get_identity_verification GET /api/identity_verifications/{identity_verification_guid} Get Identity Verification
CybridApiBank::IdentityVerificationsBankApi list_identity_verifications GET /api/identity_verifications List Identity Verifications
CybridApiBank::PricesBankApi list_prices GET /api/prices Get Price
CybridApiBank::QuotesBankApi create_quote POST /api/quotes Create Quote
CybridApiBank::QuotesBankApi get_quote GET /api/quotes/{quote_guid} Get Quote
CybridApiBank::QuotesBankApi list_quotes GET /api/quotes Get quotes list
CybridApiBank::SymbolsBankApi list_symbols GET /api/symbols Get Symbols list
CybridApiBank::TradesBankApi create_trade POST /api/trades Create Trade
CybridApiBank::TradesBankApi get_trade GET /api/trades/{trade_guid} Get Trade
CybridApiBank::TradesBankApi list_trades GET /api/trades Get trades list
CybridApiBank::TransfersBankApi create_transfer POST /api/transfers Create Transfer
CybridApiBank::TransfersBankApi get_transfer GET /api/transfers/{transfer_guid} Get Transfer
CybridApiBank::TransfersBankApi list_transfers GET /api/transfers Get transfers list
CybridApiBank::WorkflowsBankApi create_workflow POST /api/workflows Create Workflow
CybridApiBank::WorkflowsBankApi get_workflow GET /api/workflows/{workflow_guid} Get Workflow
CybridApiBank::WorkflowsBankApi list_workflows GET /api/workflows Get workflows list

Documentation for Models

Documentation for Authorization


  • Type: Bearer authentication (JWT)


  • Type: OAuth
  • Flow: application
  • Authorization URL:
  • Scopes:
    • banks:read: banks read
    • banks:write: banks write
    • bank_applications:execute: bank_applications execute
    • accounts:read: accounts read
    • accounts:execute: accounts execute
    • customers:read: customers read
    • customers:write: customers write
    • customers:execute: customers execute
    • prices:read: prices read
    • quotes:execute: quotes execute
    • quotes:read: quotes read
    • trades:execute: trades execute
    • trades:read: trades read
    • transfers:execute: transfers execute
    • transfers:read: transfers read
    • rewards:execute: rewards execute
    • rewards:read: rewards read
    • external_bank_accounts:read: external_bank_accounts read
    • external_bank_accounts:write: external_bank_accounts write
    • external_bank_accounts:execute: external_bank_accounts execute
    • external_wallets:read: external_wallets read
    • external_wallets:execute: external_wallets execute
    • workflows:read: workflows read
    • workflows:execute: workflows execute
    • deposit_addresses:read: deposit_addresses read
    • deposit_addresses:execute: deposit_addresses execute