0.02
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There's a lot of open issues
Pin is the easiest way to accept payments online. See https://pin.net.au/ for details.
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 Dependencies

Development

 Project Readme

PinPayment

Ruby interface to the http://pinpayments.com/ API.

Installation

Using bundler you can add the gem to your Gemfile.

gem 'pin_payment'

Or you can clone the repo and build them gem yourself:

bundle install --path gems
bundle exec rake build
gem install pkg/pin*.gem

Usage

First you will need to set your public_key, secret_key, and the api_url. These can be found on your pinpayments.com dashboard (under the "Account" section). If you're using rails, this is best done in an initializer such as config/initializers/pin_payment.rb, and you will need different keys for different environments, e.g. wrap them around if Rails.env.development?.

PinPayment.public_key = 'super nintendo chalmers'
PinPayment.secret_key = 'purple monkey dishwasher'
PinPayment.api_url    = 'http://api.pinpayments.com' # Live endpoint, the default is the test endpoint

Creating the customer on pinpayments.com is only required if you want to bill the customer in future (e.g. recurring billing, where writing the background task is up to you), if you are only doing a single transaction, this step is not required (but recommended).

customer = PinPayment::Customer.create('foo@example.com', params[:card_token])

The important information from the returned object is customer.token. You will need this for future billing. Store it in your own application somewhere.

Now you can create charges.

charge = PinPayment::Charge.create(
  customer:    customer, # or you can pass customer.token, either way
  email:       customer.email,
  amount:      1000,
  currency:    'USD', # only AUD and USD are supported by pinpayments.com
  description: 'Widgets',
  ip_address:  request.remote_ip
)

if charge.success?
  # You would now store charge.token as a reference for this payment
end

If you don't want to create customer records and just want to create once of charges with the credit card data, this is quite simple also. You can do this in 2 steps if you like, or 1.

First create the card

card = PinPayment::Card.create(
  number:           5520000000000000,
  expiry_month:     5,
  expiry_year:      2014,
  cvc:              123,
  name:             'Roland Robot',
  address_line1:    '42 Sevenoaks St',
  address_city:     'Lathlain',
  address_postcode: 6454,
  address_state:    'WA',
  address_country:  'Australia'
)

Once you have created the card via the API, you will have a PinPayment::Card object, and you can use the charge example code above and replace the customer key in the has with :card. The same principle applies here, you can pass :card into the charge creation as the card object, or as a simple string being the card token.

Alternatively, you can skip the card creation step, and pass :card to the charge creation as a hash itself, it will create the card for you as part of the charge process. Example

charge = PinPayment::Charge.create(
  email:       customer.email,
  amount:      1000,
  currency:    'USD', # only AUD and USD are supported by pinpayments.com
  description: 'Widgets',
  ip_address:  request.ip,
  card:        {
    number:           5520000000000000,
    expiry_month:     5,
    expiry_year:      2014,
    cvc:              123,
    name:             'Roland Robot',
    address_line1:    '42 Sevenoaks St',
    address_city:     'Lathlain',
    address_postcode: 6454,
    address_state:    'WA',
    address_country:  'Australia'
  }
)

You can refund charges as well, either directly on the charge object with charge.refund! or you can pass a charge object or token directly into PinPayment::Refund.create

Both the Charge and Customer objects have an all method that you can use to iterate over your customers and charges. They simply return an array of their respective objects.

They also both of course have a find method which takes a single argument, being the token. For this reason I highly suggest storing charge.token as your payment reference whenever you are creating payments. As well as storing customer.token against your customers in your own customer database.

TODO

  • The all methods need to deal with pagination.
  • Implement PinPayment::Customer.charges
  • Implement PinPayment::Charge.search
  • There is more info about a charge in a response than what the API says. E.g. there is info about the fees, refund status, and trasfer status. Need to find out what this data is all about. Since it's undocumented, I am hesitent to implement anything that relies on it as yet.

Testing

I'm just using the fakeweb gem at the moment with a bunch of pre-defined responses that I know the API gives. We're not really here to test the output of the API, I think we can safely assume it will always give the same output for the same input, and I don't really want to spam their service every time someone runs the test suite. Nor do I want to hard code my test API keys or expect every developer to create a pin account.

Having said that, you can simply jump into test/test_helper.rb and comment out the line that sets up fakeweb, then you can uncomment the lines below that and put your own pinpayments.com test API keys into the code and run the tests. Note however that this will create a large amount of customers and charges in your test dashboard on pinpayments.com.

Suggestions on improvement here are welcome though.

Contributing

Fork it and send me pull requests. I'll happily merge it or tell you what I think in no uncertain terms :-)

Do not bother sending me a pull request for ruby 1.8 support though. I will tell you where to go, and it involves a bridge.

Maintainer(s)